Optimize Your Working Capital
Streamline your operations with robust treasury tech, backed by a local team you can trust. At Commerce Bank & Trust, we believe your commercial banking relationship should actively drive your business forward. Our Treasury Management Solutions are designed to help you optimize cash flow, accelerate receivables, secure your disbursements and maximize operational efficiency.
For Winter Park enterprises and growing businesses, treasury management is about more than just convenience - it’s about gaining absolute visibility and control over every transaction, backed by local experts who respect your timeline and the demands of your business.
Enterprise-Grade Tech
Comprehensive Suite of Treasury Solutions
We provide scalable, enterprise-grade tools to automate your workflows and protect your bottom line.
Inflow Optimization
Accelerate Receivables
Speed up collection cycles and improve funds availability.
- Remote Deposit Capture: Deposit bulk checks securely right from your corporate office, eliminating daily branch runs and improving availability of funds.
- Merchant Services: Streamline point-of-sale and online payment collections to deliver an effortless experience for your clients.
Disbursement Control
Optimize Payables and Disbursements
Automate and secure your operational disbursement workflows.
- ACH Origination: Manage payroll, vendor disbursements and recurring payments efficiently while significantly reducing processing costs.
- Wire Transfer Services: Execute high-value domestic and international transfers safely and rapidly via our secure digital cash management portal.
Risk & Capital Management
Mitigate Fraud and Manage Liquidity
Shield corporate balances and keep idle operating capital working.
- Positive Pay (Check and ACH): Prevent fraud by verifying issued items before they are paid.
- Liquidity and Sweep Accounts: Keep your money working by automatically moving excess operating cash into interest-earning vehicles or credit lines.
Corporate Governance
Smarter Financial Infrastructure for Growth
Implementing the right treasury suite reduces administrative strain, minimizes human error and establishes a highly secure financial foundation.
Whether your goal is to optimize cash flow or tighten internal controls to prevent fraud, our solutions scale to meet your exact corporate governance needs.
Ready to Optimize Your Financial Operations?
Our Treasury Management specialists are ready to analyze your current cash workflow and design a customized package for your business. Visit our Winter Park office today or call us to schedule a consultation.