Built for Your Success
Supported by a local team who knows your name. At Commerce Bank & Trust, we believe business banking should be straightforward, convenient, and built around how you operate. Our Business Checking Account gives you the essential tools to manage day-to-day cash flow with confidence, backed by a local Winter Park team that's always in your corner.
No hidden surprises. Just practical banking tailored to local businesses - combining the speed and convenience of digital banking with the personalized service you deserve.
Commercial Solutions
Account Features and Transparent Pricing
We keep our account structures simple so you can focus on running your business, not decoding your bank statement.
Core Commercial Terms
The Essentials
Straightforward commercial terms designed for clean, scalable operations.
- Low Opening Deposit: Get started with just a $100 minimum deposit.
- Simplified Accounting: A streamlined, non-interest-bearing account designed for clean, hassle-free tax and expense tracking.
- Low Monthly Maintenance: Just $12 per month to keep your commercial account active and supported.
- Low Per-Item Fees: Only $0.10 per transaction (applies to both debits and credits), allowing you to scale your activity affordably.
- Account Analysis: Ask about Account Analysis to reduce or eliminate service charges.
Everyday Productivity
Complimentary Digital and Everyday Tools
Managing your business on the go shouldn't cost extra. Every account includes:
- Free Business Online Banking: Secure, 24/7 access to monitor your cash flow from anywhere.
- Free Online Bill Pay: Pay vendors and handle recurring expenses seamlessly in just a few clicks.
- Free Positive Pay: Prevent fraud by verifying issued items before they are paid.
- Imaged Monthly Statements: Clear, organized digital records delivered straight to your inbox for easy bookkeeping.
The CBT Difference
Why Choose Commerce Bank & Trust?
Ready to Open Your Account?
Setting up your business checking is simple. Visit our Winter Park office today or call us to get started.
What to bring: Don’t forget your business formation documents (EIN, Articles of Organization/Incorporation) and a valid ID!