Commerce Bank & Trust Hero
Business Banking | Commercial Lending

Power Your Growth with Flexible Commercial Lending in Winter Park

Running a successful business in Winter Park takes vision, drive and the perfect financial partner. That's where we come in. Because we are truly a community bank, we know our clients and recognize that when discussing commercial lending, the financials are certainly part of the story…not the entire story. We listen and want to understand the complete picture.

Whether you're expanding, upgrading equipment or managing cash flow, we're here with financing solutions that we customize to fit your business.

Track Record & Results

Why is CB&T the Best Bank in Winter Park for Commercial Lending?

We deliver results. In 2026:

  • We provided financing across a wide range of needs, including:
    • Refinance of commercial real estate debt
    • Purchase of owner-occupied and investment commercial property
    • Construction financing (Owner-occupied and non-owner occupied)
    • Business working capital
    • Equipment and vehicle financing
    • Lines of credit to keep your business cash flow strong

Being a community bank, we know Winter Park’s business landscape inside and out. Our lenders are your neighbors, so decisions happen quickly and with your success always in mind.

Financing Options

Commercial Lending Solutions Tailored for Your Winter Park Business

Every business is unique and each has unique goals. That’s why we offer a full range of lending options designed to support your growth at every stage:

Commercial Real Estate Loans

Buying, refinancing or investing? We'll help you secure the right property for your Winter Park business.

Talk to a Lender

Commercial Lines of Credit

Manage cash flow with flexible access to funds when you need them most.

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Equipment Loans

Upgrade or invest in essential equipment without straining your working capital.

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Construction Loans

From new builds to expansions, we finance projects that create lasting value.

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Builder Lines of Credit

Designed specifically for builders who need financial flexibility to keep projects moving.

Talk to a Lender

No matter your needs, our commercial lenders provide you with guidance every step of the way. This makes even complex financing feel simple, manageable and hassle free.

The Local Advantage

Experience the CB&T Advantage in Commercial Lending

When it comes to commercial lending in Winter Park, here’s why local businesses just like yours always turn to us:

We are committed to exceeding your expectations through

Local Decisions Mean Faster Approvals

No waiting on out-of-state offices; your commercial loan is reviewed and approved right here in Winter Park.

Expert Guidance You Can Count On

Our experienced lenders know commercial financing inside and out. We'll help you choose the loan that fits your goals.

Speed That Keeps You Moving

We cut out the red tape so you can access funds quickly and keep your projects on track.

Flexible Solutions for Every Stage

From real estate to equipment and credit lines, we structure commercial loans around your unique business needs.

Safe, Reliable Banking Partner

As an FDIC-insured institution, you can trust that your financing and deposits are completely secure.

To us, you’re not just another loan file. You’re a valued neighbor, and we’re invested in your long-term business success.

This is a long standing legacy of our community that provides personally focused service for you or your business … I know CB&T is deeply interested in seeing my business find success and I feel like a partner, not just a customer.
Samuel T.
Winter Park Business Client

Digital Management

Manage Your Commercial Lending in Winter Park on the Go

Business doesn’t stop when you leave the office, and neither should your banking. With the CB&T mobile app, you can stay on top of your commercial loans and accounts anytime, anywhere.

  • Check loan balances and payment schedules
  • Transfer funds between business accounts
  • Make mobile deposits to keep cash flow strong
  • Pay bills quickly and securely
  • Access statements when you need them

We know that every minute counts when you’re running a business in Winter Park. That’s why we make managing your commercial lending and business banking simple, so you can focus on growth instead of a pile of paperwork.

Got Questions?

Frequently Asked Questions About Commercial Loans in Winter Park

What credit score is needed for a commercial loan from a community bank?

Credit matters, but it’s not the only factor. We also look at cash flow, collateral and your overall business strength.

It depends on the commercial loan type. Our team will walk you through the options and help find terms that work best for you.

Character, Capacity, Collateral and Capital. These are the fundamentals we evaluate to match you with the right commercial loan.

Let's Grow Together

Your business is vital to Winter Park’s success, and we’re here to help it thrive. Whether you’re purchasing property, financing equipment or managing cash flow, let us be your trusted partner for commercial lending in Winter Park.

Contact us today and let’s take the next step together.