Big Decisions Deserve a Lender Who Actually Knows You
Whether you're buying a home, growing your business or tackling a major expense, you shouldn't have to navigate the loan process alone or wait weeks for an answer. At Commerce Bank & Trust, you can get a loan from our Winter Park community bank by tapping into over 100 years of combined lending experience and the kind of local knowledge that makes a real difference.
We move fast. We make decisions right here and take the time to find the right fit for you.
Lending Solutions
Whatever You're Financing, We've Got You Covered
From residential mortgages to commercial real estate, home equity to business lines of credit, our lending solutions are built around your specific goals, guided by our experienced bankers who ask the right questions and recommend the right path.
Commercial Loans
Expanding a location, buying equipment or financing commercial real estate? Our Winter Park lenders understand what it takes to grow a business in the highly competitive Central Florida market and we make timely decisions.
Learn MoreResidential Mortgage Loans
Purchase, refinance, construction and investment property. Our mortgage team has done it all. Decades of residential lending experience, local expertise and guidance from application to closing.
Learn MoreHome Equity Lines of Credit
You've built equity in your home and now it's time to put it to work to your advantage. Whether it's a renovation, a big expense or a financial cushion, a HELOC gives you flexible access to funds when life calls for it.
Learn MorePersonal Loans
Sometimes life comes with an unexpected price tag. Cover major personal expenses with a straightforward loan, manageable payments and an experienced team that makes the process simple from start to finish.
Learn MoreBusiness Lines of Credit
Cash flow gaps, seasonal swings and unexpected costs; a business line of credit keeps you ready for all of it. Flexible, accessible capital that's there when you need it.
Learn MoreLoan Calculator
Curious what a loan might cost before you apply? Run the numbers yourself. Estimate payments, compare scenarios and walk into your conversation knowing what could work for your budget.
Use the Loan CalculatorMore Than a Loan. A Lending Partner Who's in Your Corner.
People want a lender who treats them as individuals, not transactions. Here’s what that looks like in practice:
We are committed to exceeding your expectations through
Decisions made by experts who know this market inside and out.
Our team of loan specialists has navigated every kind of market. You're getting real expertise.
We think outside the box and work to find the loan type that fits your needs.
Home, business or both. We handle it all, and we can help you see how different decisions work together.
We're not trying to close a deal and move on. As your local Winter Park banking partner, we're here for the next loan, the next question and the next stage of your financial life.
Got Questions?
Frequently Asked Questions About Loans in Winter Park
What types of loans does Commerce Bank & Trust offer?
Pretty much everything! Commercial loans, mortgages, home equity lines of credit, personal loans and business lines of credit. Whether you’re an individual or a local business, we have lending solutions for both sides of your financial life.
Does your Winter Park bank make lending decisions locally?
Absolutely! And that matters more than people realize. Local decisions mean faster responses, fewer hoops and a lender who actually understands the Central Florida market you’re operating in.
Can I estimate payments before applying?
Yes, indeed. Our loan calculator lets you run the numbers on your own time. Plug in amounts, compare scenarios and figure out what fits your budget before you ever talk to anyone.
Let's Talk About What You're Trying to Do
Buying a home, expanding your business or just thinking through your options? You don’t need to have it all figured out before you reach out.
That’s what we’re here for. Come see us at 1201 South Orlando Ave, Suite 100, Winter Park, FL 32789 or call (407) 622-8181.
No pressure. Just an honest conversation with someone who knows what they’re talking about.