Locally Owned. Community Focused. Here for You.
You deserve banking that feels different. At Commerce Bank & Trust, we're not just another option among banks in Winter Park. For over 20 years, we've been your neighbors. We're locally owned, FDIC-insured and committed to putting your needs first with personalized service and innovative financial solutions that grow alongside you.
We're here to deliver more than transactions. We deliver peace of mind.
The Local Advantage
Why You'll Choose Commerce Bank & Trust Over Other Banks in Winter Park
Let’s be honest: those big banks treat you like a number. Automated phone trees. Corporate policies. Zero flexibility.
You deserve much better.
You know Winter Park isn’t like everywhere else in Central Florida. So why bank with an institution that treats it that way?
We are locally owned and operated right here in your backyard. Our services are designed to meet the needs of local businesses, with all of your banking needs under one roof, not dictated by corporate mandates from another state.
Community Roots
The Commerce Bank & Trust Difference
We’re part of Winter Park’s fabric. Our team lives here, shops here and cares about our community’s success. When you bank with us, you’re supporting local business while getting the financial tools you need to thrive.
Comprehensive Solutions
Business and Personal Banking That Understands Your Goals
Are you running a small startup, managing a growing enterprise or ready to take your personal finances to the next level? At Commerce Bank & Trust, we understand that every goal is unique and that your bank should grow with you.
We’ve built our business and personal banking services around what Winter Park residents and business owners truly need: flexibility, guidance and trust.
Your Personal Banking Advantages
- Checking and savings accounts built around your lifestyle and goals
- Competitive CD rates for guaranteed, compounded growth
- Effortless mobile and online banking that gives you control with every tap
Your Business Banking Tools
- Business Money Market accounts to optimize liquidity
- Flexible Business Checking designed to make daily banking simple
- Streamlined payment processing that saves you valuable time
- Deposit and liquidity management to help maximize your available cash
- Cash flow management and real-time insights through Financial ¢ents digital tools
- Treasury management services that simplify complex financial operations
- Customized lending solutions
At Commerce Bank & Trust, your goals are our mission. Whether you’re growing a business, planning your future or simplifying your finances, we’re here with expert guidance, secure technology and the personalized care only a local Winter Park bank can provide.
CD Rates and Returns You Can Count On
Want to grow your savings with zero surprises? You need guaranteed returns. We offer FDIC-insured CDs with competitive interest rates.
Your money is protected while your savings grow through compounded interest. Review our updated CD rates online or talk with our team to discover which option fits your financial plan.