Winter Park Downtown Park Ave
Personal Banking | Money Market

Personal Money Market Account

Your cash should be working continuously, not sitting idle. A Personal Money Market Account from Commerce Bank & Trust offers high-yielding growth on your liquid reserves without sacrificing the access you need for daily life or sudden opportunities.

FDIC-insured, locally managed and backed by a Winter Park team dedicated to maximizing your returns.

Liquid Growth

Money Market Advantages

Tiered Interest Growth

Earn higher interest rates as your account balance grows.

Flexible Capital Access

Transfer funds to your checking account via online banking, mobile app or in-person at our branch whenever needed.

FDIC Insurance

Deposits are fully insured insured by the FDIC up to the standard maximum deposit insurance amount ($250,000) for each deposit insurance ownership category. For balances exceeding this limit, ask our team about customized excess insurance options.

Online and Mobile Integration

Monitor balances, track interest earnings and initiate transfers 24/7.

Account Comparison

Money Market vs. CD: Which Fits Your Goal?

Feature
Personal Money Market
Certificate of Deposit (CD)
Liquidity
High (Transfer/Withdraw Anytime)
Locked for a Set Term
Interest Structure
Tiered Variable Rates
Fixed Rate for Selected Duration
Best Used For
Emergency Reserves and Ongoing Cash
Long-Term Dedicated Savings Goals
FDIC Coverage
Protected Up to Limits
Protected Up to Limits
Interest rates are set locally. Call (407) 622-8181 or stop by the Winter Park office for today's terms. Fees and balance requirements shown are current as of the account disclosure provided at opening. Member FDIC.

Common Questions

Frequently Asked Questions About Personal Banking in Winter Park

What is a Personal Money Market account?

It is an interest-bearing deposit account that offers higher yields than standard savings accounts while maintaining fluid access to your funds, subject to standard account terms.

You can move funds directly to your linked checking account through our mobile app, online banking portal or by visiting our Winter Park location.

Put Your Cash to Work Today

Review our latest rates online or visit us at 1201 South Orlando Ave, Suite 100, Winter Park to discuss whether a Money Market, a CD or a hybrid strategy best serves your goals.

Talk to a Local Banker About CB&T