A Personal Checking Account That Works as Hard As You Do
Supported by people who know your name At Commerce Bank & Trust, we believe everyday banking should be straightforward, convenient and built around you. Our Personal Checking Account gives you the modern tools you need to manage your money confidently, backed by a local Winter Park team that's always in your corner.
No hidden surprises. Just simple, accessible banking.
Everyday Banking
Account Features and Perks
Account Essentials
The Essentials
Straightforward terms designed for everyday clarity.
- Low Opening Deposit: Get started with just a $100 minimum deposit.
- Unlimited Check Writing: No caps and no overage fees on checks.
- Non-Interest Bearing: Simple, straightforward account management.
Digital & Daily Convenience
Complimentary Digital and Everyday Services
Modern banking tools to keep your financial life connected.
- Free MasterMoney Debit Card: Secure, everyday purchasing power.
- Free Internet Banking and Bill Pay: Manage your money and pay bills anytime, anywhere.
- Mobile Deposit Services: Deposit checks securely right from your phone.
- Imaged Monthly Bank Statements: Clear, easy-to-read records delivered straight to you.
The CBT Difference
Local Service. Everyday Convenience.
Your checking account should be easy to use and even easier to manage. With Commerce Bank & Trust, you get the best of both worlds: robust digital access and a local team in Winter Park made of real people who understand your needs.
What you can count on with CBT Checking
Manage checks, transfers, and balances on your schedule anytime, anywhere.
Real people in your community who understand your needs and know your name.
Ready to Open an Account?
Switching is simple. Visit our Winter Park office or connect with a local banker today to get started.