Local Decisions for Growing Companies
Growing companies shouldn't have to wait on an out-of-state loan committee. Winter Park businesses are built on relationships, quality and community support. Your financial partner should operate the exact same way. At Commerce Bank & Trust, our commercial lending team possesses over 100 years of combined local experience.
We make prompt, well-reasoned decisions right here in Winter Park. Whether you're purchasing commercial real estate, acquiring specialized machinery or smoothing seasonal cash flow, we structure commercial financing that aligns with your operational realities.
Commercial Portfolio
Commercial Lending Portfolio
Commercial Real Estate (CRE) Loans
Financing for owner-occupied properties, professional/medical offices and other commercial real estate acquisitions across Central Florida.
Talk to a Commercial BankerTerm Loans and Equipment Financing
Capital for machinery, vehicle fleets, hardware upgrades or strategic business acquisitions with fixed, predictable schedules.
Talk to a Commercial BankerCommercial Lines of Credit
Flexible working capital solutions to manage inventory cycles, bridge receivables or handle unexpected opportunities.
Talk to a Commercial BankerConstruction and Builder Lines
Specialized credit structures for local developers and residential builders that keep projects moving on schedule.
Talk to a Commercial BankerThe Local Advantage
3 Reasons To Get a Small Business Loan from Commerce Bank & Trust
We are committed to exceeding your expectations through
Your application isn't trapped in a national queue. Decisions are made right here at 1201 South Orlando Avenue, Suite 100, Winter Park.
Deep knowledge across local industries.
You get a dedicated commercial lender's direct phone number, not a 1-800 call center.
Got Questions?
Frequently Asked Questions
What types of businesses does Commerce Bank & Trust work with?
We serve a wide spectrum of commercial clients, including professional service firms, retail merchants, real estate investors, healthcare providers and light manufacturing operations throughout Central Florida.
How do I know which loan structure is best for my business?
Our commercial officers analyze your cash flow, balance sheet, tax history and growth timeline to recommend an optimal debt structure – whether that’s a revolving credit line, a term loan or a hybrid arrangement.
Do you prioritize local businesses in making small business loans?
Yes. We are a community bank and when we can, we prioritize investments that strengthen our local community.
Let's Discuss Your Business Goals
Reach our specialized commercial lending team at (407) 622-8181 or visit us in person at 1201 South Orlando Avenue, Suite 100, Winter Park.