Certificate of Deposit Rates - Traditional and IRA
Rates effective as of 12/21/2024
Certificate of Deposit Accounts (CDs)¹CDs¹
Interest Rates
Annual Percentage YieldAPY
90 day CD² (Non-IRA)
3.20%
3.25%
180 day CD²
3.93%
4.00%
9 month CD²
3.64%
3.70%
12 month CD²
3.45%
3.50%
18 month CD²
3.45%
3.50%
24 month CD²
3.20%
3.25%
36 month CD²
2.96%
3.00%
48 month CD²
2.96%
3.00%
60 month CD²
2.96%
3.00%
Deposit Accounts³
Interest Rates
Annual Percentage YieldAPY
Personal Interest Checking
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Personal Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Personal Money Market
up to $99,999.99
0.08%
0.08%
$100,000 and up
0.08%
0.08%
Youth Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
IRA Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Health Savings Account
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Interest Checking
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Money Market
up to $249,999.99
0.25%
0.25%
$250,000 - $499,999.99
1.25%
1.26%
$500,000 - $749,999.99
1.50%
1.51%
$750,000 - $999,999.99
1.75%
1.77%
$1,000,000 and up
2.00%
2.02%
¹Traditional and IRA. ²A penalty may be imposed for early withdrawal. ³Rates may change after account is opened and fees could reduce earnings.
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